BL Auto Glass 📞 407-388-4718

Free Windshield Replacement in Florida, $0 Out of Pocket With Insurance

If your Florida auto policy includes comprehensive coverage, your windshield is replaced with a $0 deductible. That is state law, not a promotion. You pay nothing out of pocket for the glass, and filing a windshield claim does not carry a surcharge. We handle the claim from start to finish and come to your home or work anywhere in Central Florida.

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How the $0 deductible works

Under Florida Statute 627.7288, the deductible on a comprehensive policy does not apply to windshield damage. So the replacement is covered in full by your insurer.

Two things worth knowing up front, so there are no surprises:

Florida Statute 627.7288, Comprehensive coverage; deductible not to apply to motor vehicle glass. The deductible provisions of any comprehensive policy shall not apply to damage to the windshield. Florida Statute 627.7288 · official text at flsenate.gov →

We file the claim, so you do not have to

  1. Call us or send the form below. We confirm your coverage and your vehicle. This usually takes under two minutes.
  2. We file the claim with your insurer. You do not sit on hold, and you do not fill out insurer paperwork. We deal with them directly.
  3. We come to you and fit the glass. Home, work, wherever the car is. The glass work is often under an hour, plus safe drive-away time before you get back on the road.

We work with every major insurer, including State Farm, Progressive, GEICO and Allstate. If your carrier is not on that list, call us anyway, it almost certainly still works the same way.

Check your coverage and book

Fill this in and we will call you back, usually within five minutes. We will confirm your coverage before anything is scheduled.

We never sell your information. See our Privacy Policy.

Common questions

Is windshield replacement really free in Florida?

With comprehensive coverage, yes. Florida Statute 627.7288 removes the deductible for windshield damage, so there is no out-of-pocket cost to you and no surcharge for the glass claim itself. Without comprehensive coverage, it is a normal paid job and we will quote you a cash price up front.

Will filing a glass claim raise my rates?

A comprehensive glass claim is a no-fault claim and does not carry a surcharge for the glass itself. Insurers set rates on their own criteria, so if you want certainty for your specific policy, ask your agent before we file.

How long does it take?

The glass work is often under an hour. Add about an hour of safe drive-away time before driving, and roughly 60 to 90 minutes more if your vehicle needs ADAS camera calibration.

Do you come to me?

Yes. Free mobile service across Central Florida, including Davenport, Kissimmee, Orlando, Clermont, Winter Haven and Poinciana. Call 407-388-4718.

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